Car Leasing, Financing and Buying in the USA for Indian Expats

Relocating to the United States on an H-1B, L-1, or F-1 OPT visa? Secure a new vehicle before you fly. With no U.S. credit score, FICO history, or Social Security Number (SSN) required.

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Moving from India to America and need to get a car?

As the leading global source of auto leasing and financing programs direct from the manufacturer, International AutoSource can help get you driving in a new car right away. 

Whether you're coming from Mumbai, Kolkata, New Delhi, Bengaluru, the Karnataka, Tamil Nadu states or any other part of India, if you'll be in America for at least a year, you're going to need a car or SUV.  Most international professionals come to the US without local credit and we help them get the best rates available. Learn about buying cars in the US without a social security number. The IAS team can help you with all things that need to be considered such as financing, insurance, taxes, registration and licensing.

Our factory-backed financing programs feature low rates and are designed to get you approved. And we have a huge selection of cars for Indian professionals from which to choose. 

Get Pre-Approved Before You Board Your Flight

Submit your details to check eligible manufacturer discounts and lock in low rates without a U.S. credit score.

How to Buy, Lease, or Rent a Car in the U.S. Without Local Credit

Leasing or purchasing a car in America as an Indian citizen is straightforward when set up in advance. IAS manages the entire process—from vehicle selection and financing to auto insurance, state DMV registration, and final pickup.

What You Need to Get Approved Prior to Departure

Instead of waiting months to build a U.S. FICO score, you can complete your lease documentation while still in India using:

  • Valid Indian Passport & U.S. Visa (H-1B, L-1A/B, O-1, F-1 OPT)
  • U.S. Offer Letter / Employment Verification showing compensation
  • Unexpired Indian Driving License (or International Driving Permit)

Can You Drive in the U.S. with an Indian Driving License?

Yes. Most U.S. states allow newcomers to drive using a valid Indian Driving License alongside an International Driving Permit (IDP) for an initial period (typically 30 to 90 days depending on state rules in California, Texas, New Jersey, etc.). IAS provides tailored low-rate expat insurance so you are fully covered from day one.

Driving in the United States

There are several differences between driving in India and the United States. America features expansive highway systems, longer travel distances, and stricter speed limit enforcement. You'll also notice more pickup trucks and larger vehicles on the road. While sustainability may not be emphasized as much as in some parts of South Africa, you'll appreciate the convenience of extended shopping hours and easy access to services.

0–1 Year Stay

Rent a Vehicle

Our rentals provide maximum flexibility if you shorten or extend your stay. Tailored for expatriates, our low-cost rental rates always include the insurance you'll need in the US. If you're a student just planning on studying in the US for a semester or two for example, this might be ideal.

Get a U.S. Car Rental Quote

1–3 Year Stay

Lease a Vehicle

As Indian coming to America, leasing can be your lowest monthly-payment alternative, and you’ll have the option to extend or purchase your car lease at the end of the lease if your stay is prolonged.

Get a U.S. Car Lease Quote

Buying, Leasing or Renting a Car in the United States

As the leading global source of auto leasing and financing for expats, IAS helps you start building a credit and driving record in the United States. Our programs are specifically designed to meet your needs for short or long-term assignments.

IAS Leasing Financing and Purchasing

Leasing, Financing and Purchasing

  • No US credit history needed
  • Wide selection of makes and models
  • Flexible financing and leasing terms
  • Low-rate car insurance without a local driving history
IAS Car Rental

Ready Drive (Global Car Rentals)

  • Exclusive savings with preferred rates regardless of location or season
  • Comprehensive insurance included
  • Spouse and employee sharing capabilities
  • Flexible billing options
IAS Safeguards and Protections

Exclusive Safeguards and Protections

  • Concierge-level service
  • Lowest price guarantee (preferred manufacturers only)
  • Satisfaction guarantee
  • Relocation guarantee

Things Indian Citizens Ought to Consider When Planning their Move to the US.

Here are a few tips to keep in mind if you're going to be an Indian expat living in the US.

  • Each state has its own rules and regulations for driving, taxes and licensing.

  • Make sure your passport is currently valid.

  • In India usually only Sunday is off, but in the US people have both Saturday and Sunday off.

  • Unless you're in a major US city, public transportation is not easily accessible and you will most likely need a vehicle.

  • Monthly utilities can be a lot more expensive in America compared to India.

  • Visit US Citizenship and Immigration Services website for more information.
 Long-Term Rentals

Transportation Options | Long-Term Rentals

If you're coming to the U.S. for a temporary assignment, training program, or project, a long-term rental may be the right solution.

Long-term rentals provide flexibility if your plans change and include the insurance coverage required to drive in the United States.

This option can be especially helpful for professionals who are still deciding where they will settle or how long they plan to stay.

Vehicle Leasing

Transportation Options | Vehicle Leasing

Leasing is often a popular option for expatriates who plan to remain in the U.S. for several years.

It offers the opportunity to drive a new vehicle with predictable monthly payments and may provide options to extend your lease if your assignment changes.

Our team can help you understand the available programs and determine which option best fits your needs.

Preparing for Your Move to the United States

Every relocation is different, but a little planning can make the transition smoother. Here are a few things to keep in mind before you arrive:

Driver's license and registration requirements vary by state.

Keep your passport, visa, and immigration documents easily accessible.

Research transportation options in the city where you'll be living.

Review insurance requirements before driving.

Learn how U.S. banking and credit systems work, as they may affect other parts of daily life.

Ready to Get on the Road?

Speak with a transportation specialist before your move and explore rental and leasing solutions designed for international professionals relocating to the United States.

Request a Transportation Consultation